I notice you haven’t posted anything to this community. Have you considered helping contribute to make this a better place?

I’m interested as well. I hope there’s something that will allow me to import 7 years of data from Mint

Charleston is one of the greatest cities in America

Go find that old post from AskReddit and follow it to a tee.

Outside of that, I’d probably buy a house closer to downtown, buy a new truck, and start to figure out how I can increase the quality of education in rural South Carolina.

At 29, we’re at $170k in retirement funds with $150k household income. I’ve been lucky to max my 401k and Roth IRAs for both my wife and I the past two years. The biggest thing I’ve done to accomplish that is increasing my contribution with each pay raise I’ve gotten. Our net income hasn’t increased much over the past 5 years, but our gross income has increased ~$60k.

Every few months, I’ll run the numbers on what is needed to retire and I think we’re in pretty good shape. I intentionally don’t include my wife’s pension or Social Security in those calculations, which makes me feel a bit better about where we are.

Banks use your money to invest. They only have to have a small percentage of their holdings in cash on hand so they can invest, make money, and pay you interest.

Your money isn’t just sitting in a vault at your local Bank of America branch.

High yield savings accounts are over 4% but their rates fluctuate. I put money in at Ally a few months ago when they were near 3%.

It’s a nice way to park some cash that is easy to get in an emergency.